서문
A keyboard is not the same decision as a dictation app. You install a dictation app for a specific task and close it when you are done. A keyboard sits underneath everything, active in Messages, Mail, Slack, your banking app, your notes, the search box of an app you downloaded last week. Whatever you type anywhere on the phone passes through it.
That is why the Full Access question matters more here than for almost any other category of app. iOS shows the same generic warning for every third-party keyboard, and most people either grant it without reading it or refuse it and lose the feature that made them install the keyboard. The honest answer depends on what the keyboard actually does with your keystrokes once it has them, and that is different app by app.
This list ranks AI keyboards for iPhone and iPad on that basis: what Full Access actually buys the keyboard, whether typing and voice input are processed on the device or sent to a server, and how good the keyboard is to use day to day. Yaps is first because on-device processing is the whole point of it, but the list stays honest about where Gboard and SwiftKey are still ahead on pure typing prediction.
2026년 최고의 iPhone 및 iPad용 AI 키보드
1. Yaps
Yaps ships on iPhone and iPad as "Yaps: AI Voice Typing Keyboard," live on the App Store. It is a keyboard first, not a dictation app with a keyboard bolted on. Add it under Settings, General, Keyboard, Keyboards, and it sits in your keyboard switcher next to the standard iOS keyboard and anything else you already use.
The feature that separates it from most of this list is where the work happens. Tap the wave and speak, and the speech recognition, punctuation, and text cleanup all run on the phone itself, not on a server somewhere. After the one-time model download on first launch, dictation keeps working with no connection at all, and no external service receives your keyboard text or your dictation audio.
Yaps needs Full Access, the same as every keyboard on this list that does real work. Apple requires it for a keyboard to reach anything outside its own small sandbox, and for Yaps that means reaching the on-device speech models and your local notes vault. The warning iOS shows is generic to every third-party keyboard, not a specific claim about what Yaps does with the permission, so the processing being local is a design decision rather than a promise in a privacy policy.
Beyond voice typing, Yaps is a full replacement keyboard: themes, fonts, autocorrect, tap typing and glide or swipe typing, adjustable keyboard height, a one-handed mode, more than 20 typing languages, and a clipboard that holds both text and images. Guest mode covers all of it with no account and no sign-up, with a usage allowance. Paid plans are sold through the App Store weekly, annually, or as a lifetime purchase, and the App Store shows the exact price for your country before you buy.
Being fair about the tradeoff: Gboard and SwiftKey have years more data behind their next-word prediction, and their glide typing is more mature, because both companies have refined swipe-to-type models since before on-device speech was practical on a phone. If the fastest possible way to type with your thumb matters more than dictation, that gap is real. If you want a keyboard that talks back to you accurately without sending the audio anywhere, Yaps is built for that trade.
2. Gboard
Gboard is Google's keyboard, free, and it is the keyboard most iPhone owners who leave the default keyboard have already tried. Voice Typing is built in and works offline for languages you have downloaded in advance.
Where Gboard is honestly the best on this list is typing prediction and glide typing. Google has trained next-word prediction on an enormous amount of typing data for over a decade, and the glide-typing accuracy shows it. If pure typing speed and prediction quality is what you care about most, Gboard is a fair pick.
The caveat is that Gboard's cloud-dependent features, translation, and anything outside the downloaded offline language packs rely on Google's servers. If offline-by-default matters to you, check which languages you have downloaded before relying on it somewhere without signal.
3. Microsoft SwiftKey
SwiftKey remains one of the most capable pure typing keyboards on iOS: adaptive prediction that learns your writing style, mature swipe typing, and the ability to type in two languages at once without switching keyboards, which is rare and genuinely useful if you write in more than one language regularly.
There is a caveat worth stating plainly. SwiftKey was briefly pulled from the App Store in October 2022 and relisted the following month, and on May 31, 2026, Microsoft retired the legacy SwiftKey account system entirely, requiring users to migrate to a Microsoft account or lose their saved data. SwiftKey is live and actively maintained, but treat it as a keyboard with an unsettled account history rather than an obvious "install it and forget it" choice, and make sure your account is a current Microsoft account.
4. Superwhisper
Superwhisper ships as a keyboard extension with a waveform display and Shortcuts integration, and it is one of the few keyboards here that genuinely offers on-device processing as an option, using local models for offline dictation with an optional cloud mode if you bring your own API key.
The bring-your-own-key cloud path suits people who already have API access, but it means the privacy story is conditional on which mode is configured rather than true by default. Check which mode is active before assuming a session stayed local. Pricing runs monthly, annually, or as a lifetime license covering Mac, Windows, and iOS under one purchase.
5. Wispr Flow
Wispr Flow markets itself specifically as an AI voice keyboard, and voice input is genuinely its whole product rather than a feature bolted onto a general keyboard. Reviewers describe it working across Slack, Messages, and Mail as a system keyboard, and its AI-polished formatting is well regarded.
The processing model is cloud only. There is no on-device mode at any pricing tier, and the "Privacy Mode" option is a zero-retention policy for your audio after processing, not a mode where the audio stays on your phone. If audio never leaving the device is the requirement, this is not that keyboard.
6. Grammarly: AI Keyboard and Notes
Grammarly's keyboard is not built around voice at all. Its core is real-time grammar, tone, and clarity correction as you type, which is a different job than voice typing and worth having on this list because a meaningful share of "AI keyboard" searches are really asking for writing help rather than dictation.
Grammarly's correction engine is cloud based: analyzing tone and rewriting sentences in real time needs a model bigger than what runs comfortably on a phone today, so your typed text is sent for analysis. That is a reasonable trade if grammar correction is the feature you are after, but it is a different privacy profile than a keyboard built around staying local.
7. Typewise
Typewise takes a different approach to typing accuracy altogether: a hexagonal key layout instead of the standard grid, which the vendor says reduces mis-taps meaningfully after about a week of use. It also supports typing in multiple languages without manually switching keyboards, and it markets itself explicitly on privacy, with local processing claimed for its core typing features.
Typewise does not lead with a dedicated AI voice-typing feature the way Yaps, Superwhisper, or Wispr Flow do, so if voice input is the deciding factor, it is not the strongest fit here. If you type primarily by tapping and the standard QWERTY layout has never suited your thumbs, it is worth a look on its own terms, priced monthly, annually, or as a one-off lifetime purchase.
실제로 두 키보드의 차이점
Every keyboard capable of prediction, sync, or voice typing on iOS asks for Full Access, because Apple's keyboard extension sandbox blocks network access and most storage by default, with no partial permission in between. That means the permission prompt cannot tell you anything about what a given keyboard does with your typing. Two keyboards can show you the identical warning while one processes everything locally and the other streams your keystrokes to a server, and the only way to know the difference is to check what the vendor actually says about where the processing happens.
| Keyboard | Voice typing built in | Processing | Full Access needed |
|---|---|---|---|
| Yaps | Yes | On-device | Yes |
| Gboard | Yes | Offline for downloaded languages, cloud otherwise | Yes |
| Microsoft SwiftKey | Device dictation only | Cloud for prediction and sync | Yes |
| Superwhisper | Yes | On-device, or cloud with your own key | Yes |
| Wispr Flow | Yes | Cloud only | Yes |
| Grammarly | No | Cloud | Yes |
| Typewise | No | Local, per vendor | Unconfirmed |
A dictation app is something you decide to open. A keyboard is something you forget is even there, which is exactly why what it does with Full Access matters more than what it promises on its App Store page.
Yaps
'AI 키보드'와 '받아쓰기 앱' 구매가 다른 이유
The two categories get lumped together constantly in search results, but the distinction matters. A dictation app is something you open on purpose and close when done, and it does not touch your typing elsewhere.
A keyboard replaces the thing iOS shows you every time you tap a text field, in every app, all day, whether you are writing a two-word text or filling in a form with a card number. That is a bigger trust decision, which is why this list weighs on-device processing and the honesty of the Full Access explanation as heavily as typing prediction quality. A keyboard that gets voice typing slightly wrong is annoying. A keyboard that sends everything you type somewhere you did not expect is a different order of problem.
Reasonable to expect from any AI keyboard
04-
A clear statement of whether typing and voice data are processed on the device or sent to a server.
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An honest explanation of why Full Access is needed, not just a link to Apple's generic warning text.
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A working app today not a listicle entry for a product that quietly stopped shipping.
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A visible price shown before you commit, through the App Store rather than a hidden paywall.
Worth questioning before you install
03-
Vague privacy language that never says plainly whether your keystrokes leave the phone.
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A "best keyboard" list that ranks its own publisher's product first, a common pattern in this category.
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No listed developer or vendor site you can actually reach to check the app is still maintained.
자주 묻는 질문
Is it safe to give an iOS keyboard Full Access?
It depends entirely on what the specific keyboard does with the permission, not on the permission itself. iOS requires Full Access from every keyboard that does anything beyond the most basic typing, so the warning looks identical whether the keyboard keeps your data on the phone or sends it to a server. Check the vendor's own statement about where processing happens before granting it.
Do AI keyboards read what I type?
Some form of the app processes your keystrokes, since that is how prediction and correction work, but where varies by keyboard. Yaps and Typewise state their core processing runs on the device, Grammarly and Wispr Flow rely on cloud analysis, and Gboard and SwiftKey are mixed.
Why does Yaps need Full Access on iOS?
Apple requires Full Access for any keyboard that needs to reach anything outside its restricted sandbox, and for Yaps that means the on-device speech models and your local notes vault. The warning iOS shows is generic to every third-party keyboard, not a specific claim about Yaps, and because dictation, cleanup, and read-aloud all run locally, granting the permission does not send your typing or your voice anywhere.
Can an AI keyboard work without an internet connection?
Yes, for keyboards built that way. Yaps works fully offline after its one-time first-run model download, and Gboard works offline for languages you have downloaded in advance. Wispr Flow and Grammarly need a connection for their core AI features, since both process on a server.
Is Fleksy still worth installing?
No. Fleksy shut down its own website in June 2026, after apparently halting SDK development quietly before that with no public announcement, yet it still appears as a recommended pick on multiple "best iOS keyboard" listicles published in 2026. Do not install a keyboard whose vendor no longer has a working site.
Is Microsoft SwiftKey still reliable?
It is live and actively maintained, but with a history worth knowing. SwiftKey was pulled from the App Store in October 2022 and relisted the following month, and on May 31, 2026, Microsoft retired its legacy account system, requiring migration to a Microsoft account or losing saved data.
Does an AI keyboard work on iPad the same as iPhone?
Mostly yes, for keyboards built as a single universal app. Yaps ships one app that covers both iPhone and iPad, including voice typing, themes, and the clipboard. Not every iOS keyboard has a proper iPad-optimized layout, so check the App Store listing before assuming.
Can I use more than one keyboard at once on iPhone?
Yes. iOS lets you install several keyboards and switch between them with the globe key without removing any of them, and many people keep the standard keyboard alongside an AI keyboard like Yaps, switching over specifically to dictate.
Does a voice-typing keyboard replace Apple's built-in dictation?
It does not remove Apple's dictation, since that stays available in the standard keyboard regardless of what else you install. A dedicated keyboard like Yaps adds voice typing that does not cut off after a short pause and applies cleanup to remove filler words and add punctuation before the text lands.
What happens to my clipboard data in a keyboard with clipboard support?
That depends on the specific keyboard. Yaps stores clipboard text and images locally on the device rather than syncing them to a server by default, and any keyboard offering a persistent clipboard deserves the same question: where does that content live.
Why do so many "best AI keyboard" lists rank the same few apps?
A large share of AI keyboard "best of" content online is published by the vendors themselves or by affiliates tied to a specific product, which is why so many lists put the same app first regardless of how it actually compares. Check a keyboard's own App Store listing and rating directly rather than trusting a ranked list alone.
Is a free AI keyboard actually free, or does it still cost something?
Free usually means a genuine free tier with some limitation, most often a usage allowance, rather than a full paid feature set unlocked forever. Yaps offers a free guest mode with no account required, covering the keyboard, dictation, and local notes with a usage allowance, and paid plans through the App Store.
Do I need an account to use an AI keyboard on iPhone?
Not always. Yaps works in a free guest mode with no account or sign-up at all, while other keyboards on this list, including SwiftKey and Grammarly, tie core features to an account for sync or cloud processing.
Which AI keyboard is best for privacy specifically?
The keyboards here that state on-device processing as their core design, rather than an optional mode, are Yaps and Typewise, with Superwhisper offering an on-device option alongside its cloud mode. Wispr Flow and Grammarly rely on cloud processing for their core AI features by design, so if audio and text never leaving the device is the deciding factor, prioritize the ones that build local processing in by default.